Have you dependants you wish to protect, or outstanding mortgages/debts?

You might want to consider protecting your income in case of ill health - particularly if you run your own business.

How would you meet your household bills if unable to work due to an accident or sickness.

Are you interested in the cost of Private Health Insurance or Critical Illness cover?

If you are in employment, how long would your employer pay you in the event of long-term ill health? Do you run your own business and wish to protect your staff or key people.

We can provide the right advice and analysis of your protection needs. Remember life assurance and health cover need not be expensive.

As your adviser we can help you evaluate what type of protection you need and how much protection - and it need not be too expensive.

Some illnesses and unemployment are not covered under every policy, but we will discuss this with you before we make a recommendation

Your home may be repossessed if you do not keep up repayments on your mortgage.